Gone are those days when you had to visit shops physically in order to purchase items. The advancement of technology has provided you with the facility to shop and purchase items online. You can even buy expensive items, such as, electronic and mechanical gadgets simply by browsing through the websites and ordering them online. In spite of its convenience, there are several threats associated with online shopping. You should be aware of the risks and know how to prevent yourself from becoming a victim of fraudulent activities while buying gadgets online.
Online shopping threats
One of the most common threats associated with online shopping is that your personal information can get stolen if you give them out in an unsecured website. There are also several websites built with the intention of carrying out fraudulent activities. Most of these websites appear to be identical to popular shopping sites. When you give out your personal information (such as, your password and name) in these fake sites, the fraudsters use the information to purchase items online. You come to know about the fraudulent act only when you get the credit card bill at the end of the billing cycle.
Tips to buying gadgets online
Here are 5 tips that you should follow while ordering and purchasing items through internet sites, especially if buying gadgets online.
1. Use PayPal as a payment alternative
You can use PayPal to make the payments for purchasing items online. PayPal is an online service that allows you to make payments through store cards, credit cards, bank transfer, etc. without having to share your financial information.
2. Don’t reply to unsolicited mails
You should receive email promotions from stores where you’ve purchased from or subscribed to. So, don’t give out your credit card number or any account related information through mails, especially the unsolicited ones.
3. Use your credit card to make payments
You should always use your credit card instead of paying with a debit card while buying gadgets online. This is because you may fail to notice the fraud immediately and your specific bank account could be overdrawn by the time you dispute the fake charges.
4. Check out for a secure payment process
Before making payments, check whether or not the online store uses SSL (Secure Sockets Layer) that encrypts personal information. So, in order to ensure that you’re protected, check out the locked padlock icon at the base of your browser window.
5. Set up a password that’s difficult to guess
While setting up passwords, make sure to not use common words (such as, your name, address, birth date, etc.) that are easy to guess. Moreover, don’t use same password in more than one account.
Apart from above, confirm seller’s identification and read the product details along with the fine print, before ordering an item online. Following all these tips will help you to minimize the risks associated with buying gadgets online.